Ring Insurance. Check.

Finally after 1 month and 10 days of getting the bling, I got my ring insured. I guess I can count this as my first official wedding “check”.

It was pretty tough too. Email our insurance agent. Drive 3 miles to jeweler to pick up certificate of insurance. Drive home. Fax document to insurance company.

I was shocked at how little it cost. The total per year is a tiny bit less than 1% of the diamond’s value.

What does it cover?

“It would cover theft anywhere in the world, a stone falls out, you drop it down the sink, you misplace it, lose it in the ocean on your honeymoon, etc. – basically anything that would happen to it.”

Those are the exact words from my agent.

Now I have the freedom to visit high crime areas, bang my hand on concrete until the ring breaks, forget where I last took it off (this has happened already…eehh) and swim in the ocean without worry.

Side Note for North Carolina readers - We love our insurance agents. They were a referral from our real estate agent, and noone can beat their rates. All of our friends use them. If you would like their information just email me.